A garnishment is a court order that requires the university to withhold money from your paycheck to be paid to a debtor. Wages can be garnished because of debts to creditors, federal and state tax levies, or alimony and child support.
There are two ways you will know that there are garnishments to your paycheck. First, you should receive notification from an agency or court that your wages will be garnished. Secondly, you will be able to see the garnishments itemized on your paycheck.
Child Support - The appropriate County Child Support Enforcement Agency or court will send the university an order if you have had a new child support order filed or a change on a current order.
Chapter 13 Bankruptcy - This type of garnishment stops all creditors that are listed in your filing agreement with the Chapter 13 Trustees from garnishing your checks (stops creditor garnishment only).
Creditor Garnishment - Any Court, Civil Court or Common Pleas Courts can require the university to garnish your paycheck as a result of a court judgement.
IRS Tax Levies - The Internal Revenue Service (IRS) can garnish your paycheck for tax levies the IRS has filed for any purpose such as taxes owed for property and back taxes. If you are married, the filing may be made on whichever person is employed by The Ohio State University.
Student Loan - The Student Loan Guarantor sends notification to garnish your paycheck if you are in default on your student loan.
Consumer Credit Counseling - This is a contractual agreement between you, the debtor, and creditors, to pay an agreed upon amount either monthly or biweekly.
IRS Payroll Deduction Agreements - This is a contractual agreement between you, the debtor, and creditors, to pay an agreed upon amount either monthly or biweekly.
Deductions such as Federal Tax Levy, Creditor Garnishment, Bankruptcy, Student Loan, and Support Order display as individual line items.
Lump Sum Payments and Child Support Orders
As an income payer, the university is required to report lump sum payments to child support agencies to review child support arrears and allow response time. If you have a child support order and are expecting a lump sum payment, the lump sum will be paid on your next available paycheck after (a) we receive a response from the child support agency or (b) 30 days expires from when we sent the lump sum notice to the child support agency, whichever comes first.