Direct Deposit / Pay Card

Direct Deposit

Direct deposit is the process by which the university deposits your paycheck directly into your checking account, savings account, or pay card. There are several benefits to direct deposit:

  • Security: Direct Deposit is safe because your pay is automatically deposited into your account on pay day - no worrying about lost or stolen checks. 

  • Speed: Direct Deposit is fast because your check is instantly deposited into your account and available on pay day - no standing in long bank lines or waiting for your check to clear. 

  • Simplicity: Direct Deposit is simple because your pay is deposited into your checking, savings or pay card account on time, correctly and confidentially. 


Enroll In or Update Your Direct Deposit Elections

To enroll in or make changes to your direct deposit, log in to Workday and select Payment Election button from the Pay application. Make sure you have your bank account number(s) and corresponding routing number(s) ready. See below if you are interested in obtaining a pay card.

Your funds should be directly deposited into your requested account(s) within 1-2 pay periods. An email notification will be sent to your account.

Direct Deposit Instructions



Pay Card

Ohio State employees now may receive their pay through direct deposit to a pay card, which can be used at millions of ATMs and anywhere Visa is accepted.

No change is necessary for employees who currently use direct deposit with existing checking or savings accounts.

Activate your card

Read the instructions that come with your card - including account rules. Then activate your card.

Set up direct deposit

Use your account and routing numbers to set up your direct deposit to your Wisely Pay Card.



Frequently Asked Questions

Please see the Wisely Pay Card FAQ(link is external) for details about its pay card program. The following FAQs provide some key information.

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Why should I sign up for a pay card?

Direct deposit has advantages over paper checks for a variety of reasons, including greater security, speed and simplicity. Starting July 1, 2019, Ohio State will pay all employees through a direct deposit option - either a checking account, savings account or pay card. (Paper checks will no longer be an option.)

You can choose the direct deposit option that works best for your situation, including splitting your pay into several accounts. A pay card is simply one of the options for direct deposit. 

Wisely Pay card publishes a webpage that provides some details about its pay card system. 

Am I required to use a pay card?

No. You may use any of the direct deposit options, which include using your checking accounts, savings accounts and the Wisely Pay card.

As of July 1, 2019, the university will not be printing paper checks, so employees who do not specify their preference by that day will automatically be sent a pay card and have their pay assigned to it. However, employees can update their direct deposit preferences at any time.

How do I sign up for a pay card?

Requests for pay cards can be submitted through the Employee Service Center under the Direct Deposit/Pay Card service.

What will a pay card cost me?

There is no charge to sign up for pay cards through Wisely Pay card.

The company lists all potential transaction fees, costs, terms and conditions in its Cardholder Agreement and Disclosure form, which is delivered with your physical pay card. The instructions also explain how to avoid fees.  

How do I find a surcharge-free ATM?

Wisely Pay card posts links to surcharge-free ATMs on its ATM locator webpage, which includes links to:

Can I withdraw all the money off my card at one time?

Yes. You can go to a bank that services VISA and withdraw all of your money to the penny. Inform the teller you wish to do an over-the-counter transaction, and tell them the exact amount you would like to withdraw.

See your cardholder agreement from Wisely Pay card for details.


After setting up a pay card, can I change my preferences?

Yes. You may adjust your direct deposit preferences at any time through Workday

Can I split my pay among several accounts and/or a pay card?

Yes. Use Workday to determine how you want to receive your pay. 

When will my payroll funds be available on my Wisely Pay card?

Your funds will be available to you on payday.


Do I need to have a Social Security number to get a Wisely Pay card?

Yes. Obtaining and using a Wisely Pay card requires an employee to establish a U.S. Home Address and a Social Security Number which should be entered into Workday. The Wisely Pay card is not able to be used outside of the United States, therefore funds deposited into this account should be accessed from the card inside of the United States.

My paycheck was issued as a pay card, can it be reissued as a direct deposit to my personal account?

No.  Once a payment has been issued on a pay card, we cannot reissue the payment to a different account.  Once you set up your direct deposit to your personal account, it will be reflected on future pays.

Who do I notify about a lost/stolen pay card and how do I request a new one?

Call Wisely Pay card immediately at 888-220-4477.  Submit a Direct Deposit/Pay Card ticket through HR Connection for issues related to stolen pay cards.


How long should it take to receive my pay card in the mail?

Your pay card will be mailed to your home address in Workday and should be received within 7-10 days from pay date.

Where was my pay card mailed?

Your pay card will be mailed to your home address in Workday and should be received within 7-10 days from pay day.