Purpose
To establish consistent and standard funding and use of the insurance pool for the university community for all lines of coverage.
Elements of the Insurance Program
Property Insurance
The university purchases commercial insurance to protect its owned, leased and rented property. This coverage is provided on a blanket basis and covers all university and medical center property.
Casualty
The university purchases commercial insurance for liability exposures. This program provides coverage for liability associated with, but not limited to, the following:
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- School Leaders' Errors and Omissions
- Crisis Management
Student General Liability and Professional Insurance
The university purchases commercial insurance for students for their scope of duties offsite in a required curriculum, in university-approved internships, practicums or work-study programs. Medical Students are excluded from this coverage.
Evidence of insurance can be found here.
Additional Coverage
The university purchases other policies of commercial insurance to cover activities associated with the operations of an institution of higher learning, including:
- Airport General & Pollution Legal Liability
- Aircraft Hull and Liability
- Automobile Liability
- Builder’s Risk (site and project-specific)
- Camps
- Cyber Liability
- Fine Arts (includes art, collections, and rare books/manuscripts)
- Special Accident
- Stadium